A new insurance debt settlement plan spanning 72 installments is now being implemented, according to an announcement by the administration of the Electronic National Social Insurance Fund (e-EFKA). The plan covers debts accumulated up to and including December 31, 2023, as stated in the relevant announcement.
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A key requirement is that these debts must not have been subject to an existing settlement arrangement as of April 21, 2026, or must not have been enrolled in a settlement plan prior to the date of application submission. Debts relating to periods from January 1, 2024 onwards must be either paid in full or settled through the standard installment plan (24 installments).
e-EFKA: Minimum monthly installment set at €30
Applications to enroll in the settlement plan can be submitted through the online services of the Insurance Debt Collection Center (K.E.A.O.) until December 31, 2026. The minimum monthly installment amount under the plan is set at €30.
For debtors who do not meet the eligibility requirements for this settlement plan, an informational message will appear in the K.E.A.O. online services when selecting the 72-installment option, notifying them of the existence of an active settlement arrangement.